Talent Nexus · Hire Right

Position: Credit Officer - Sacco
Location: Thika
Salary: 50-60K

Our client is a well-established Sacco in Thika. They are looking to hire a competent and results oriented Credit Officer.

He/She will be responsible for all matters relating to loan appraisals, credit administration, loan repayments and recoveries.

Key Responsibilities

· Ensure efficient and prompt recovery of loans disbursed and interest accrued.

· Analyze list of members in arrears on monthly based on the number of missed instalments.

· Communicate to members in arrears informing them of amount in arrears. Follow up through phone calls, Emails and SMS’s.

· Work with the members on agreed payment plans and send reminders before the agreed due dates.

· Respond to members’ enquiries on mail or phone about their loans

· Prepare monthly reports on collections received, all follow ups done, commitment dates agreed on.

· Conduct field visits for recovery activities.

· Monitor progress of existing loans

· Prepare reports of all the loans appraised and disbursed during the month

· Review loan requests/applications from members to ensure all the required documents are availed.

· Assess members’ ability/eligibility to access any of the Sacco’s loan products

Desired Qualifications, Skills & Abilities

· Bachelor’s Degree in Accounting /Finance or any Business related course

· At least 3 years’ relevant experience in a Sacco or a Microfinance institution

· Good knowledge of Excel spread sheets & Ms Word.

· Strong negotiation skills

· Good communication and interpersonal skills

· Good problem analysis and solving skills

· Customer focus

· Accuracy and attention to detail

· Good report writing skills

· Confidentiality, honesty and integrity

· Teamwork

If you meet the outlined qualifications and skills, please submit your application on/before Monday 22nd May 2023.

N.B: Only shortlisted candidates will be contacted.

Job Description