Position: Credit Officer - Sacco
Location: Thika
Salary: 50-60K 

Our client is a well-established Sacco in Thika. They are looking to hire a competent and results oriented Credit Officer.

He/She will be responsible for all matters relating to loan appraisals, credit administration, loan repayments and recoveries.

·         Ensure efficient and prompt recovery of loans disbursed and interest accrued.

·         Analyze list of members in arrears on monthly based on the number of missed instalments.

·         Communicate to members in arrears informing them of amount in arrears. Follow up through phone calls, Emails and SMS’s.

·         Work with the members on agreed payment plans and send reminders before the agreed due dates.

·         Respond to members’ enquiries on mail or phone about their loans

·         Prepare monthly reports on collections received, all follow ups done, commitment dates agreed on.

·         Conduct field visits for recovery activities.

·         Monitor progress of existing loans 

·         Prepare reports of all the loans appraised and disbursed during the month

·         Review loan requests/applications from members to ensure all the required documents are availed.

·         Assess members’ ability/eligibility to access any of the Sacco’s loan products

·         Bachelor’s Degree in Accounting /Finance or any Business related course 

·         At least 3 years’ relevant experience in a Sacco or a Microfinance institution

·         Good knowledge of Excel spread sheets & Ms Word. 

·         Strong negotiation skills 

·         Good communication and interpersonal skills

·         Good problem analysis and solving skills

·         Customer focus

·         Accuracy and attention to detail 

·         Good report writing skills

·         Confidentiality, honesty and integrity

·         Teamwork

If you meet the outlined qualifications and skills, please submit your application on/before Monday 22nd May 2023.